Advising Insurers on a Wide Array of Insurance Coverage Matters

For nearly 40 years, Coddington, Hicks & Danforth has provided comprehensive representation to insurance companies in insurance coverage disputes and litigation pending throughout the nation. Our attorneys assist clients by evaluating complex coverage issues and providing answers to difficult questions of policy interpretation and application.

Despite taking every precaution, coverage disputes can arise. When they do, we are prepared to aggressively assist our clients. We handle all aspects of large-scale insurance coverage litigation, including complex case-management issues, venue questions and choice of law considerations. In addition, we defend insurers in bad faith actions involving coverage claims such as refusal to defend and refusal to indemnify. Because of our substantial litigation experience, insurance companies across the United States seek our services in coverage litigation and appeals.

A Wide Variety of Services for Resolving Insurance Coverage Issues

We assist insurance companies with all types of insurance coverage matters, including reviewing and interpreting policies and policy language, resolving claims, assisting with claims handling and litigating coverage disputes. We have experience handling complex coverage issues arising from environmental and pollution claims, ground water contamination, water loss and mold claims, mass disasters, employment claims and nuisance claims. Policies we deal with on a regular basis include:

  • Aviation and product liability
  • Personal and commercial motor vehicle
  • Homeowners and enters
  • Commercial general liability
  • Property and casualty
  • Professional liability
  • Environmental and construction
  • Life and disability
  • Directors and officers
  • Errors and omissions
  • Umbrella and excess liability

Based on our substantial experience in fire-related matters and insurance claims, we counsel and represent insurers who suspect possible arson or fraud in fire loss and theft claims. Many of our lawyers have special education and training in fraud investigation and prevention and routinely counsel insurance company's special investigation units regarding compliance with state regulations and fraud detection and prevention.

Assisting Insurers in Avoiding Coverage Disputes

Our firm offers comprehensive counseling services to help insurance companies minimize the risk of coverage disputes with policyholders. Careful policy interpretation and implementation are essential to prompt, effective resolution of claims. By thoroughly reviewing policies for potential coverage issues and predetermining the extent of a policyholder's coverage, we can help insurance companies streamline claims handling and avoid potential disputes and California Department of Insurance investigations. Our goal is to determine claims that should be paid under the policy coverage and those that should not.