For more than three decades, Coddington, Hicks & Danforth has been providing comprehensive representation to insurance companies throughout California and other states. Our attorneys assist clients by evaluating complex coverage issues and providing answers to difficult questions of policy application and interpretation.
Policy Coverage
Our firm assists insurance companies in all types of insurance coverage matters, including reviewing and interpreting policies and policy language, resolving claims, assisting with claims processing, and handling coverage litigation. We handle all types of insurance coverage issues, including those involving environmental and pollution claims, groundwater contamination, and asbestos. Some of the typical types of policies we deal with on a regular basis include:
- Aviation
- Automobile
- Homeowners
- Renters
- Professional liability
- Construction
- Environmental
- Commercial general liability
- Directors’ & Officers’ (D&O)
- Errors & Omissions (E&O)
- Umbrella policies
- Excess liability
- Life
- Disability
- Property and Casualty
Careful policy interpretation and implementation is essential to prompt and effective resolution of claims. By thoroughly reviewing policies for potential coverage issues and predetermining the extent of a policyholder’s coverage, our firm can help insurance companies streamline claims handling and avoid potential disputes and Department of Insurance investigations. When coverage under a current policy is unclear, we provide a careful and thorough analysis and coverage opinion. The aim is to help eliminate confusion and ensure that any claims are handled properly so claims are denied only if there is a valid reason for the denial.
Coverage Litigation
Our firm offers comprehensive counseling services to help insurance companies minimize the likelihood of coverage disputes arising between the insurer and its policyholders. However, coverage disputes do arise, and when they do our firm has the expertise to handle even the most complex of claims and controversies. Our experience includes handling the procedural aspects of large-scale insurance coverage litigation, including complex case management issues, venue questions, and choice of law considerations. In addition, we defend insurers against bad faith actions, including those involving the duty to defend, failure to settle, and extra-contractual damages. Because of our substantial litigation experience, insurance companies across the U.S. have sought our services in all types of coverage disputes, including class actions and appeals.
Insurance Claims in Fire Litigation
Uniting our insurance and fire expertise, our firm counsels and represents clients who suspect possible arson in fire litigation cases, as well as clients who have questions about insurance coverage for fire losses. Our firm has lawyers who have obtained special education and training in fraud investigation and prevention, and who routinely counsel insurance companies’ special investigations units regarding compliance with state regulations as well as fraud detection and prevention.
Experienced Insurance Coverage Attorneys
As one of the premier insurance law firms in California, Coddington, Hicks & Danforth can assist insurance companies with all types of complex coverage issues. Using our wealth of knowledge and experience, we are able to effectively and efficiently aid our clients, whether in avoiding or resolving disputed claims. To discuss your coverage issue with an experienced attorney, or for assistance with policy interpretation, contact Coddington, Hicks & Danforth today.